Buying Property in Israel from Abroad
Invest in Israel From Anywhere
You don't need to be an Israeli citizen to buy property here. I guide foreign buyers through every step, from mortgage approval to closing, even if you never set foot in the country until you pick up your keys.
Why Work With Us
What You Get
Up to 50% LTV Financing
Foreign buyers can borrow up to 50% of the property's appraised value from Israeli banks. On a 3 million shekel property, that means financing up to 1.5 million NIS, while you bring the remaining 50% as a down payment.
Fully Remote Process
You don't need to be in Israel for most of the mortgage process. I handle bank submissions, negotiations, and coordination remotely. You'll typically only need to visit for the final signing, and even that can sometimes be done via power of attorney.
International Document Handling
Banks need your income verified, bank statements translated, and credit history documented. I know exactly what each bank needs, in what format, and handle all the preparation so you're not chasing paperwork across countries.
Property Type Guidance
Not every property is equally easy to finance as a foreign buyer. I advise on which property types, locations, and price points give you the smoothest path to approval, whether you're buying in Tel Aviv, Jerusalem, or the periphery.
Time Zone Coordination
Whether you're in New York, London, or Sydney, I coordinate with banks, lawyers, and agents across time zones. You get updates at times that work for you, with no delays caused by miscommunication.
Tax & Legal Clarity
Foreign buyers pay a higher purchase tax rate (8% and up vs. the lower brackets for residents). I make sure you understand the full cost picture, purchase tax, legal fees, mortgage costs, and ongoing arnona, before you commit.
Multi-Bank Negotiation
Not all Israeli banks treat foreign buyers the same. Some are far more experienced and competitive with international clients. I know which banks to approach, and I negotiate with all of them to get you the best available terms.
Currency Transfer Guidance
Moving large sums from abroad to Israel involves exchange rates, timing, and transfer fees that can cost thousands. I connect you with trusted currency specialists who save my clients an average of 1–2% on their transfers.
The Process
How It Works
Initial Consultation & Feasibility
We start with a video call to discuss your goals, budget, and timeline. I'll explain the foreign buyer process, confirm how much you can borrow, outline the costs (purchase tax, legal fees, agent fees), and make sure investing in Israeli property makes sense for your situation.
Document Collection & Pre-Approval
I provide a tailored document checklist based on your country of residence and income type. Once collected, I prepare everything in the format Israeli banks require and submit for pre-approval. This gives you a clear borrowing limit before you commit to a purchase.
Property Purchase & Full Approval
Once you've found your property and signed a purchase agreement, I submit the full mortgage application to multiple banks. I handle the property appraisal coordination, negotiate rates and track mixes, and present you with a clear comparison of all offers.
Closing & Fund Transfer
I coordinate the mortgage signing (in-person or via power of attorney), ensure all funds are transferred correctly and on time, and liaise with your lawyer for the property registration. After closing, I remain available for any questions about your ongoing mortgage.
Frequently Asked Questions
Your Questions, Answered
Ready to Buy Property in Israel?
Get a free, no-obligation consultation. I'll review your situation and give you honest, straightforward advice, in English.